All Tests

Hospital Room Eligibility
There are no sublimits on availing rooms under hospitalization; total payment up to Sum Insured permitted


Day Care Treatments
All day care treatments that take less than 24 hours of hospitalization due to technological advancement but otherwise would have needed a day are covered


Ambulance Charges
Up to Rs 2000 per hospitalization offered for utilizing ambulance services; payable with hospitalization claim


Bonus on No Claim
Incremental cover up to Rs 30K added for every claim-free year up to a cumulative maximum of Rs 3 Lacs; reduction by Rs 30K if there is a claim


No coverage to utilize any emergency services for evacuation within India


Maternity
Up to Rs 15,000 for normal delivery; up to Rs 25,000 for Caesarean; Waiting Period of 6 years before claim is accepted


Health Checkups
Health checkup for up to Rs 3K permissible once for every 3 years


Doctor-on-Call Service
This plan doesn''t provide a complimentary access to doctors on call


Health Assessment
This plan doesn''t provide any complimentary access to a Health Assessment Report


Wellness Factors
No complimentary access to any wellness services

Since the time of its inception, Apollo Munich Health Insurance has
successfully secured the health of millions of families with its
uncomplicated insurance services. In a bid to bring world class
healthcare within the reach of every individual, Apollo Hospitals Group
and Munich Health came together to make quality healthcare easy and
accessible, and thus Apollo Munich Health Insurance came into existence.
Emerged as the most promising standalone health insurance provider, it
takes utmost pride in claiming, 'We know Healthcare. We know
Insurance'.

Apollo Munich has been truly building upon its tagline, 'Let's
Uncomplicate' since 2007 and has been providing supremely effortless
ways of acquiring health insurance coverage. Apollo Munich is a
straight-forward, user-friendly and hassle-free health insurance
company, which focuses on easy, uncomplicated processes for people
seeking comprehensive health insurance for themselves and their loved
ones.

Tracing back the journey of Apollo Munich since its inception, it has
only treaded forward and grown with every step it has taken. And with
all this growth, it never forgot to evolve with an extra edge; the edge
of innovation. Apollo Munich has bagged the most coveted awards in the
industry – Indian Insurance Awards for 'Product Innovation', Asia
Insurance Industry Award for 'Innovation of the Year', 'Innovation
Award' by Finnoviti for an unbelievable product in the Insurance
industry, to name a few.

Apollo Munich is the first health insurance company to offer benefits
like lifelong renewal, no sub-limits, maternity, portability, restore
and multiplier benefits, first over the counter Dengue Care product for
just Rs. 444, etc.