Health Companion

Health Companion

  12/29/2017 5:50:33 AM
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Insured Amount: 500000
Policy Amount: 13253.00
 
Children: 0
Adult:2
 
Pre Hospitalization: Medical expenses that are incurred in 30 days before hospitalisation are covered
Post Hospitalization:Medical expenses after hospitalization for upto 60 days covered
 
Pre-existing Disease:
Co-Pay:
 
Hospital Room :  
Treatments:  
Ambulance Charges: Co-Pay:  
Bonus on No Claim:  
Covered Networks: Co-Pay:0 
Tax Benifit:  
Renewability:  
Organ Donar:  
Daily Allowance:  
Second Opinion:  
Minimum Age: 21 
Maximum Age: 65 

Day Care Treatments
All day care treatments that take less than 24 hours of hospitalization due to technological advancement but otherwise would have needed a day are covered

Hospitalization at Home
Treatments done at home due to patient condition or unavailability of hospital bed are all covered upto sum insured

Hospital Room Eligibility
All categories of room can be availed under hospitalization(except suite and above); total payment up to Sum Insured permitted

Alternate Medicine
Coverage upto sum insured for utilizing ayurveda, unani or other alternate medicine methods but only in authorised govt. hospitals

Share Claim Payments
Full claims payment by Insurer; Customer doesn't bear any part of claim payments, for lifetime

Bonus on No Claim
Incremental cover up to Rs 1 Lac added for every claim free year up to a cumulative maximum of Rs 5 Lacs; no reduction if there is a claim

Restoration of Cover
Sum Insured will be reinstated for a non-related illness if the original sum insured + no claim bonus gets exhausted in a year

Pre existing conditions
There is a waiting period of 3 years for coverage on conditions declared and existing at the time of first purchase

Ambulance Charges
Up to Rs 3,000 per hospitalization offered for utilizing ambulance services; payable with hospitalization claim

Worldwide Emergency
No coverage provided outside India even under emergency

Domestic Evacuation
No coverage to utilize any emergency services for evacuation within India

Maternity
This plan doesn't provide coverage for maternity & related claims

Health Checkups
Health checkup permissible annually(upon renewal) except 1st year, in designated network

Doctor-on-Call Service
This plan doesn't provide a complimentary access to doctors on call

Health Assessment
This plan doesn't provide any complimentary access to a Health Assessment Report

Wellness Factors
No wellness-related facilities provided as part of this plan

Network Hospitals Covered
Max Bupa has a list of 3474 hospitals that offer cashless hospitalization

Max Bupa Health Insurance, established in the year 2008, is a joint
venture between Max India Limited and the UK based healthcare services
expert, Bupa. Bupa is the largest private medical insurer in the UK.The
company has a vision to become India's most admired Health Insurance
Company by leveraging the vast and varied experience of both partners as
experts in healthcare.While Bupa has six decades of experience in the
healthcare industry and a 29 million customer-base in over 190
countries, the Max India Group brings expertise in both health and
insurance related services including hospitals(Max Hospitals) , clinical
research (Max Neeman Clinical Research) and life insurance (Max Life
Insurance).The company is incorporated with its registered office in New
Delhi. The company's mission is to help its customers live healthier
and more successful lives by providing expertise as a healthcare
partner.Today, Max Bupa has more than 9,000 agents and boasts of tie-ups
with more than 3,500 quality hospitals across 360 cities in India.The
company has also won multitude of awards including 'Health Insurance
Company of the Year 2012' at India Insurance Awards, 'IT Leadership
Award' at the Asia Insurance Technology Awards 2014 and 'Innovation of
the Year' at Golden Peacock Awards 2015

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