Many people have been compelled to give up their funds to treat their families or themselves since the COVID-19 breakout in 2020. While the government hospitals' beds were always full, many people had to rush to private hospitals in an emergency. It ripped a significant hole in the pockets of middle-class Indians.

In light of the current circumstances, Rajasthan's chief minister, Ashok Gehlot, has introduced the 'Mukhyamantri Chiranjeevi Swasthya Bima Yojana,' a health insurance scheme. Residents of the state are meant to receive cashless treatment through this state-run programme. Let's take a closer look at the various benefits that this scheme is designed to provide to Rajasthan residents.

One of the cheapest and most useful healthcare initiatives is the Mukhyamantri Chiranjeevi Swasthya Bima Yojana. It was created to provide cashless annual insurance coverage of up to Rs. 5 lakh to all Rajasthan residents for a cost of Rs. 850 per household.

The Mukhyamantri Chiranjeevi Swasthya BimaYojana, which was launched roughly four months ago, has already helped over 1.2 lakh people in Rajasthan. Furthermore, according to current sources, this scheme has already been registered by 80 percent of Rajasthan's total population, or 1.3 crore families.

On April 1, 2021, Rajasthan's Chief Minister inaugurated this beneficiary scheme. The registration process for this scheme has already begun in each area. However, one can also register through the Rajasthan state government's internet portal.

●       Aadhar Card

●       Mobile number

●       Passport size photograph

●       Address Proof

●       Ration Card

●       Income certificate

●       Bank Account statement

●       BPL Certificate

●       By visiting the nearest camp

●       Through the official website of the State Government of Rajasthan

●       In order to benefit from the scheme's various benefits, applicants must demonstrate that they are a permanent resident of Rajasthan.

●       Only NFSA cardholders from SECC 2011-eligible households, contractual labourers, and marginal farmers are eligible for free registration.

●       Rajasthan citizens who pay an annual premium of Rs. 850 per household will be covered for medical expenses up to Rs. 5 lakh.

●       This plan has engaged the help of 756 government/public hospitals and more than 450 private hospitals to provide services to those who register.

●       The government has established a call centre that is open 24 hours a day, seven days a week and handles all complaints and issues relating to the scheme with the utmost attention and care.

●       The state government has assigned Nodal officers to each zone to see if complaints are being answered quickly and if beneficiaries are receiving all of the services they are entitled to from the enlisted hospitals.

●       No enlisted hospital under the system is authorised to charge a penny for the treatment of mucormycosis or COVID-19, according to state government regulations. If a hospital charges money for treatment of COVID-19 or black fungus, the entire payment will be reimbursed to the beneficiary promptly under any conditions.

This health-insurance programme was created to provide high-quality care to families living below the poverty line. The Mukhyamantri Chiranjeevi Swasthya Bima Yojana was created to provide economically disadvantaged people with access to a low-cost health-care plan. This scheme is available to all members of qualifying households through a simple application process.

However, here is the complete list stating who all can apply for this scheme:

●       NFSA (National Food Security Act) Card Holders

●       Contractual farmers

●       SECC (Socio Economic Caste Census 2011) beneficiaries

●       Marginal as well as small farmers

●       Families belonging to COVID-19 ex-gratia list

●       Samvida workers of all departments

●       Jan Adhar Card Holder Families

●       The beneficiaries would receive Rs. 5 lakhs in health insurance, for which they will have to pay an annual cost of Rs. 850 per household.

●       Individuals who are registered under this plan can receive treatment at any of the connected private or government hospitals.

●       This is the first scheme of the Rajasthan State Government to provide applicants with cashless treatment at participating hospitals.